Third-Party Payment Processors Policy

Type of website: Blog and Shop
Effective date: 1st day of February, 2025

This policy explains how third-party payment processors are used on CashFlowCents.com (“the Site”) to facilitate payments and how your information is handled during payment transactions. By using our Site and completing a payment transaction, you agree to the terms outlined in this policy.

Use of Third-Party Payment Processors
To process payments securely and efficiently, we rely on third-party payment processors, which may include PayPal, Stripe, QuickBooks Payments, and others. These payment processors handle your payment information directly, and their policies govern the use of your data during transactions.

We do not store your full payment details (e.g., credit card numbers) on our servers. Instead, all payment information is transmitted securely to the respective payment processor in accordance with industry standards.

Information Collected by Payment Processors
Third-party payment processors may collect and process the following types of information when you make a payment:

  1. Personal Information: Name, email address, billing address, shipping address, phone number, and other contact details.
  2. Payment Information: Credit card or debit card details, bank account information, or other financial data necessary to complete the transaction.
  3. Transaction Information: Amount of the transaction, date and time, and details of the purchase.
  4. Technical Data: Device type, browser type, and IP address.

The collection and processing of this information are subject to the privacy policies of the respective payment processor.

How Third-Party Payment Processors Use Your Information
Third-party payment processors use your information for purposes such as:

  1. Verifying your identity and preventing fraudulent transactions.
  2. Processing and completing your payment.
  3. Complying with legal and regulatory requirements.
  4. Improving their services and fraud detection mechanisms.

We recommend reviewing the privacy policies of the payment processors used for your transaction:

  1. PayPal Privacy Policy (Also see all Legal Agreements for PayPal Services)
  2. Stripe Privacy Policy
  3. QuickBooks Payments Privacy Policy is located at Intuit Global Privacy Statement
  4. For additional payment processors, try a Google search or visit the payment processor website directly – until such time that links to these privacy policies are added to this list.

This list will be updated periodically as payment processors are added to our purchasing options.

Our Role and Responsibility
While we facilitate payment transactions through third-party processors, we are not responsible for the privacy practices of these providers. By using their services, you agree to their respective terms and policies.

We take reasonable precautions to ensure that your data is transmitted securely to payment processors. However, we cannot guarantee the security or privacy of your information once it is transferred to the payment processor, as their practices are beyond our control.

Your Rights and Responsibilities
You are encouraged to:

  1. Review the privacy policies of the payment processor used for your transaction.
  2. Contact the payment processor directly if you have questions about how your information is handled.
  3. Notify us immediately if you suspect unauthorized transactions or security breaches related to your payment.

Modifications
This Third-Party Payment Processors Policy may be updated periodically to ensure compliance with applicable laws and to reflect changes in our payment practices or the payment processors we use. When we make changes to this policy, we will revise the “Effective Date” at the top of this document.

We encourage users to review this policy regularly to stay informed about any updates. Where necessary, we may also notify users of significant changes via email or through a notice on our Site.

Your continued use of our Site, products, and services after such modifications signifies your acceptance of the revised policy.

Contact Information
If you have any questions, concerns or complaints, you can contact our privacy officer, Lavella Owens, at:

privacy@cashflowcents.com
(619) 880-0569
1050 University Ave, Ste E107 #842, San Diego, CA 92103

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